Key Person

How much does it cost to insure the salesman's car?

The company have insured the car so that in the event of an accident it will be repaired/replaced quickly in order that the salesperson can continue to work and bring in profit. They have insured the car, but what about the driver ?

Compare the annual premium cost of £300.00 for the driver of a £35,000 BMW ?

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For a non smoking male aged 35 next birthday with a salary of £35,000, the monthly premium for death and critical illness cover for a 5 year renewable term is approximately £25.00 per month. I.e. £300.00 p.a. (less than 1% of the employee's salary).

An insignificant fee for a "Profit Guarantee Scheme"